  {"id":1048,"date":"2024-12-09T11:35:17","date_gmt":"2024-12-09T17:35:17","guid":{"rendered":"https:\/\/uwm.edu\/hr\/?page_id=1048"},"modified":"2026-03-26T15:41:18","modified_gmt":"2026-03-26T20:41:18","slug":"opt-out","status":"publish","type":"page","link":"https:\/\/uwm.edu\/hr\/benefits\/opt-out\/","title":{"rendered":"Opt-Out of Health Insurance"},"content":{"rendered":"\n<div class=\"uwm-l-row\">\n<div class=\"uwm-l-col\">\n<p class=\"lead-in\">If you do not want to enroll in the State Group Health Insurance program, you may be eligible to opt-out and earn an incentive payment. Opting-out of health insurance is contingent upon meeting certain eligibility requirements, which may include providing proof of other minimum health care coverage for yourself and your dependents.<\/p>\n\n\n\n<p>For detailed information about the opt-out incentive, the eligibility requirements, and the consequences of opting-out, please see the Universities of Wisconsin and Wisconsin Department of Employee Trust Funds (ETF) web pages below. Please also contact 51ÁÔÆæ\u2019s Benefits Office (benefits@uwm.edu) if you have any questions about the opt-out incentive.<\/p>\n<\/div>\n\n\n\n<div class=\"uwm-l-col uwm-l-col--4 uwm-l-offset--1\"><\/div>\n<\/div>\n\n\n\n<hr class=\"has-alpha-channel-opacity\" \/>\n\n\n\n<div class=\"uwm-l-row\">\n<div class=\"uwm-l-col\">\n<h2 class=\"wp-block-heading\" id=\"h-universities-of-wisconsin\">Universities of Wisconsin<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/opt-out\/\" target=\"_blank\" rel=\"noreferrer noopener\">Opt-Out Incentive<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"uwm-l-col\">\n<h2 class=\"wp-block-heading\" id=\"h-etf\">ETF<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"uwm-c-link--external\"><a href=\"https:\/\/etf.wi.gov\/state-employee-retiree-health-plan\/how-choose-enroll-your-benefits\/enroll-or-make-changes\/opt-out-medical-benefits\" target=\"_blank\" rel=\"noreferrer noopener\">Opt Out of Health Insurance<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"has-alpha-channel-opacity\" \/>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3280,"featured_media":0,"parent":52,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_tec_requires_first_save":true,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_tribe_blocks_recurrence_rules":"","_tribe_blocks_recurrence_description":"","_tribe_blocks_recurrence_exclusions":"","footnotes":"","uwm_wg_additional_authors":[]},"class_list":["post-1048","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/pages\/1048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/users\/3280"}],"replies":[{"embeddable":true,"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/comments?post=1048"}],"version-history":[{"count":7,"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/pages\/1048\/revisions"}],"predecessor-version":[{"id":5741,"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/pages\/1048\/revisions\/5741"}],"up":[{"embeddable":true,"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/pages\/52"}],"wp:attachment":[{"href":"https:\/\/uwm.edu\/hr\/wp-json\/wp\/v2\/media?parent=1048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}